Credit Repair & Business Funding

Fix Your Credit.
Fund Your Future.

Whether you need to repair your credit or access capital for your business — we handle both. Start with free credit repair, then unlock funding up to $5,000,000 when you're ready.

Start Free Credit Repair I Need Funding Now
🔧
Credit Repair
AI-powered dispute system. Remove collections, late payments, charge-offs. Free with funding commitment.
💰
Business Funding
$5K to $5M through 75+ lender partners. Real offers in 24-48 hours. Zero cost to you.
📊
Score Tracking
Watch your score improve in real-time through your personal client portal.
🤖
AI-Powered
Our AI analyzes your credit report and generates personalized dispute strategies.
⚡ Free credit repair option
🔒 No impact on credit score
💎 75+ lending partners
🤖 AI-powered analysis
✓ Real results in 30-45 days
Credit Repair

Bad Credit?
We Fix That.

Our AI analyzes your credit report, identifies every disputable item, and generates custom dispute letters to all three bureaus. Most clients see results within 30-45 days.

✓
AI Credit Analysis
Upload your credit report and our AI identifies every negative item, error, and opportunity for improvement.
✓
Custom Dispute Letters
Personalized dispute letters sent to Equifax, Experian, and TransUnion — not generic templates.
✓
Collections & Charge-Offs
We target collections, late payments, charge-offs, medical debt, and inaccurate information.
✓
Score Monitoring Portal
Track your progress through your personal portal. See items removed and score improvements in real-time.
Start Free Credit Repair
Business Funding

Capital When
You Need It.

Access $5,000 to $5,000,000 through our network of 75+ lending partners. Working capital, equipment financing, term loans, SBA, and more. No upfront cost.

✓
Working Capital & MCA
Fast cash for any business purpose. Funded in as little as 24 hours. Minimal documentation required.
✓
Equipment Financing
Purchase or lease equipment, vehicles, and machinery. Up to 100% financing — the equipment is your collateral.
✓
Term Loans & SBA
Structured repayment with the best rates in the market. Ideal for expansion, acquisition, or real estate.
✓
Lines of Credit
Revolving access to capital. Only pay interest on what you use. Perfect for ongoing working capital needs.
Apply for Funding

Real Results. Real Clients.

Our Impact In Numbers

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Negative Items
Disputed
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Avg Credit Score
Increase
—
Clients
Funded
—
Total Business
Funding Secured
Free Credit Scan → Check Funding Eligibility →
How It Works

Simple. Fast. Effective.

No hidden steps. No surprises. We keep it simple because your time matters.

1
Apply Online
Fill out our quick form below. Takes less than 2 minutes. Tell us what you need — credit repair, funding, or both.
2
Upload Credit Report
Log into your client portal and upload your credit report. Our AI analyzes it instantly and builds your personalized plan.
3
We Go to Work
We file disputes with all three bureaus. For funding clients, we match you with lenders from our 75+ partner network.
4
See Results
Watch items get removed and your score improve. When you're ready, get funded with offers in 24-48 hours.
75+
Lending Partners
24hr
Funding Speed
$5M
Max Funding
30-45
Days to Results
$0
Upfront Cost

100% Free · No Email Required

Free Credit Report Scan

Upload your credit report. Our AI identifies every negative item and shows your projected score increase — instantly.

Tap to upload your credit report

PDF or photo · From Credit Karma, Experian, AnnualCreditReport.com

Instant Results · No Obligation

Business Funding Eligibility Check

Answer 4 questions. See your estimated funding range and best loan products — in seconds.

Client Stories

Real People. Real Results.

★★★★★
"My score went from 520 to 680 in 4 months. They removed 12 negative items including collections I thought were permanent. Then they got me funded for my restaurant expansion."
M
Marcus J.
Restaurant Owner — Cleveland, OH
★★★★★
"I couldn't get a car loan because of old medical debt. They disputed everything and 3 out of 4 collections were removed. My score jumped 90 points. Life changer."
S
Shanice T.
Healthcare Worker — Akron, OH
★★★★★
"My bank turned me down for a business loan. VHIG got me $75K in working capital in 3 days. They even helped me fix my credit first so I got better terms. Incredible team."
D
David R.
Contractor — Strongsville, OH
Get Started Today

Ready to Take Control?

Fill out this quick form and we'll get back to you within 24 hours. No obligation, no impact on your credit, no cost to you.

Start Your Free Assessment

Tell us what you need and we'll build a plan for you.

No credit check. No obligation. We'll contact you within 24 hours.
Or call us directly: (440) 346-4148